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Interesting articles about the Medical Aid industry and Medshield position in it
Posted in Articles   |   July 14th, 2019
affordable for one person is still expensive for another. As such, if you are
looking for affordable medical aid, the first question you must ask yourself is
what you can afford monthly.
second important question is whether it is only for you or your dependants as
well. Paying R1000 per month for an individual medical aid member is quite
affordable. However, what if you have three or more dependants? They all need
dental work, eye tests, health screenings, and more. In addition, if you plan
to start a family or add onto your family, you know that pre- and post-natal
care will be important. Your membership
contribution will thus be higher.
and very important question to answer in your search for an affordable medical
aid is whether you are currently a member of a scheme or have been in the past
year? If you have never been a member, you can expect to pay late joining fees.
The older you are and the longer you have not been a member of a medical aid
scheme, the heftier the fee can be. As such, join an affordable medical aid
sooner rather than later.
wait until you become terminally ill or require extensive surgery before you
search for an affordable medical aid. There is normally a waiting period that
applies to pre-existing conditions. This is to protect other members from new
members exploiting the medical aid for a short period to cover expensive
procedures and then to cancel membership shortly after.
Only Pay for What You Need
everything in life was so simple. With medical aids, you can choose a plan that
covers in-hospital treatments only. This is perfect if you are young and just
want to make provision for the unforeseen to ensure expensive in-hospital treatments
can be paid.
level is to select a plan that provides basic out-of-hospital coverage and
extensive in-hospital coverage. In this way, you only pay for the essentials.
If you want comprehensive cover, expect to pay more, but it can still be more
affordable than having to pay upfront for doctor visits and expensive
argue that you can put all your money into a savings account and then will have
the money readily available for medical emergencies. No doubt, it is good
practice, but how much can you save up in a year? In addition, remember how
easy it is to get your hands in your own cookie jar if there is a family
weekend or holiday for which you need a bit of extra cash. Not long and your
funds for medical emergencies are back to only a few rands, leaving you in all
kinds of trouble if there was an emergency.
way to ensure you can get affordable medical aid is to choose one of our entry-level
packages, which still enables you to save on the side for out of hospital
expenses. Chances are that early detection because of a health screening can
help you to treat a condition before it becomes something major. Do not wait
any longer. Join our medical aid scheme now if you want to enjoy the benefits
of affordable medical cover.
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