What You Need to Know When Looking for Hospital Plans in South Africa - Medshield

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What You Need to Know When Looking for Hospital Plans in South Africa

Posted in Articles   |   March 29th, 2021

There are a few things in life that you can ignore, and it’s true that they might go away eventually. It might work when you don’t want to deal with that pesky bug in your room. It might also work when snoozing the sound of your alarm in the morning to get a few more minutes of sleep. Finding the right hospital plan in South Africa, however, is not one of those things.

Looking for affordable hospital plans in South Africa can seem easy at first, but as soon as you dive into a specific option, you’re bombarded with jargon, forms, questions, and information that you didn’t even know you needed. Needless to say, the entire process can feel very overwhelming. So, we’ve compiled a list of things you need to know when looking for hospital plans in South Africa.

Establish a Realistic Budget

Although South African hospital plans tend to be more affordable than medical aid plans, you must be honest and realistic with yourself about how much you are able and willing to spend, as most hospital plans require a monthly premium. To ensure that you are covered in emergencies, you must be able to keep up with the monthly payments. Medshield prides itself in providing superior quality at a great price.

Understand What a Hospital Plan Covers (and What it Doesn’t)

Hospital plans in South Africa, as you might have guessed, cover in-hospital procedures only. This excludes your day-to-day visits to the doctor or prescriptions. When going through your preferred hospital plan, it’s also crucial to see what amount you are covered for in emergencies. There are multiple options to choose from. Your monthly premium will ultimately influence the maximum amount you will be covered for. Be sure to talk to your agent and decide what amount you are most comfortable with. Need advice? Medshield is one of the most experienced, most knowledgeable, and most reliable medical schemes in South Africa – talk to us!

Don’t Forget to Read the Fine Print

It’s important that you take the time to read through all the fine print when choosing a hospital plan. Some hospital plans in South Africa may be advertised as ‘unlimited’ but could be limited within a certain time frame. Other options could possibly exclude major surgeries that aren’t due to an accident or emergency. Consider your health and decide which factors are deal-breakers and which are necessities.

Luckily, you don’t have to figure it all out by yourself. Allow Medshield to help you find the perfect cover for you and your family. Times change, and our families and healthcare needs change along with them. Medshield prides itself in continuously reviewing and improving the range of benefits in each option to bring you what you really need – quality healthcare at affordable prices, and a range of plans that suit your individual needs.

If you enjoyed this article and want some more information on what plan will work best for you and your family, feel free to fill in your details on our website, and we’ll get back to you in no time!

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