Needs Analysis

Contributions Calculator

Benefit Guides

About you and your family

Cover for hospitalisation

What is your in-hospital scheme benefit (hospitalisation) requirement for the upcoming year?

Procedural co-payments may apply, refer to the brochures

Cover for chronic conditions

Do you require cover for more than the Prescribed Minimum Benefit Chronic Disease List conditions including HIV/AIDS?

Please see below for a full list of chronic conditions that fall within the standard PMBs and those covered by the Chronic Disease List.

Prescribed Minimum Benefits or PMBs
Extended Chronic Disease List or CDL

Out-of-hospital or day-to-day benefits

Below please indicate which statement best describes your annual spend on all day-to-day benefits including professional services (eg specialists, GPs and psychologists), medicines (eg over-the-counter and prescribed), optical, dentistry, scopes and screening benefits for the upcoming year?

*PSA is your Personal Savings Account, where applicable

Needs Analysis

Most Appropriate Plan Option*

The plan option that best meets your requirements: Plan option name

Show your contributions

Summary of requirements

  • IH cover
  • Chronic cover
  • OOH cover

Important Notes

  • The Wellness Benefit covers certain screening tests and preventative care paid from insured benefits
  • Where applicable, unused funds in your Personal Savings Account will carry forward to the following benefit year.


Monthly Annual
Risk R R
Savings R R
Total* R R
*Subject to underwriting and confirmation after a completed application is received by Medshield.