Factors to Consider When Comparing Medical Aids - Medshield

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Factors to Consider When Comparing Medical Aids

Posted in Articles   |   May 14th, 2019

Medical schemes make it possible to pay for high-quality healthcare such as hospitalisation, essential dentistry, medication, and visits to the doctor. In essence, belonging to one of the schemes thus makes it possible to have annual screenings, visit the optometrist, and generally receive medical attention when you need to, without having to break the bank. You make monthly contributions to ensure that you have access to the services and can afford high-quality healthcare when you need it.

In order to ensure that your healthcare costs are covered when you need the services, you should compare medical aids and benefit packages to determine:

  • The affordability of the cover in relation to your income, the cover required, and your number of dependants;
  • The claims pay-out history to ensure that the healthcare professionals are paid;
  • The add-on services offered;
  • The claims procedure to determine how easy or difficult it is to claim.

 It is also important to compare medical aids in order to avoid any delays in treatment as the result of non-payment by the medical aid. In addition, you need to compare medical aids to determine their solvency ratio and thus stability, considering that you make membership contributions and therefore expect a certain level of performance. With more than 25 medical aids to choose from in South Africa, it can be a daunting task to choose one that is perfect for you. To this end, you will be glad to know that we tick all the right boxes. As a medical scheme in the country that boasts a large membership basis and has a superb solvency ratio, we have proven that we are stable enough to handle any storm. Our claims process is straightforward and we offer several packages to suit your healthcare needs and budget.

Our add-on services make it possible to take preventative steps to ensure the early detection of health issues. We also have an extensive network of dedicated service providers, thereby ensuring access to quality healthcare where and when you need it.

When you compare medical aids, you want to consider the benefit plans and limits on payments. You will notice that in many instances, our plans provide for 200% cover on selected treatments. As such, we help you to get the best possible care at affordable rates.

Download the brochures for each plan on our Products page and review the full benefits offered by each to compare the coverage. You will find that our plans are comprehensive and affordable when you compare them with the packages offered by other medical aids.

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