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Interesting articles about the Medical Aid industry and Medshield position in it
Posted in Medshield Medical Scheme   |   December 23rd, 2019
The holiday season is in full swing, filled with excitement and the expectation of a relaxing, fun period spent with the family. However, although this is the reality for most people, it can also be a time when unexpected medical emergencies cause unnecessary anguish.
It’s not something we like to think about at this time of year, but having the right medical cover in place offers peace of mind and can save you a fortune in medical costs.
Let’s examine a few potential health-risk scenarios …
The Van der Merwe family is headed out of Jozi on the road to North West for a family wedding in the Madikwe Game Reserve.
Red sand is billowing out from the wheels of a truck travelling ahead, making visibility bad. In a split second the truck swerves and brakes without warning, jackknifing across the road.
A crushing impact of the car hitting the truck is followed by the sound of breaking glass …
In this hypothetical vehicle accident, with the security of a Medshield MediCore plan in place, the Van der Merwes would enjoy unlimited in-hospital cover in the event of a major medical emergency at 100% higher private tariff, and their core benefits would include major medical benefits and ambulance services.
In scenario two, the Shezis, who live in Limpopo, have their sights set on a beach holiday in eThekwini. They arrive safely at the coast, unpack, meet and greet the family, and head off for a relaxing day on a quiet beach away from the crowds.
The sun is out, it’s hot, the sea beckons and everyone is having a great time in the water. The Shezis’ young son and daughter stay in waist-deep water, as their prudent mother had instructed them to do, but it’s spring tide and the undertow is stronger than usual.
Suddenly, their daughter lets out a scream. Looking up, the parents are aghast to see their son being pulled into deeper water, and struggling to stay afloat. By the time they pull him from the water, he is unconscious and in need of urgent medical attention.
This near-drowning could easily be a real event, especially when swimming at a beach without lifeguards. Such a life-threatening incident requires immediate action, trained medical personnel and an ambulance.
Thankfully, Mr Shezi had had the foresight to sign up for a MediValue plan when his children were toddlers. This means his son has complete cover for hospital procedures and emergencies, major medical benefits and an ambulance service – just some of the advantages under this Medshield offering.
Scenario three begins when Granny Naidoo’s innocuous stomach pain takes a turn for the worse …
The gathering of the Naidoos is a serious event, with family members arriving from all over the country at the family home in Chatsworth, where the 78-year-old matriarch still lives.
Following lunch, everyone is relaxing in the lounge and catching up on family news.
Although she’s in good health for her advanced years, Granny has complained of stomach pains and is not feeling well following her meal. A night of intense discomfort ensues and granny is at the doctor early the next morning.
A battery of blood tests eventually leads to a diagnosis of colon cancer …
With provision for specialists, radiology, pathology, family practitioner visits and oncology benefits, the MediPlus plan is well-positioned to address Granny Naidoo’s immediate medical needs.
These three scenarios, and myriad other medical emergencies, can occur when we least expect it. That is why it’s important to be proactive and to put medical cover in place to take care of your loved ones.
DISCLAIMER: The information on this blog post is for educational purposes only, and is not intended as medical advice, diagnosis or treatment. If you are experiencing symptoms or need health advice, please consult a healthcare professional.
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