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Interesting articles about the Medical Aid industry and Medshield position in it
Posted in Articles   |   June 29th, 2020
It can be
said that South African state-owned medical facilities are grossly
over-burdened and under-resourced. Even though the need and demand for medical
services, major and minor, is so great, these entities are struggling to cope
effectively, despite their dedication and best efforts.
Needing Medical Care
suffers as a consequence? Unfortunately, it is the very people who desperately require
subsidised or free medical care that bear the brunt of a well-intentioned but failing
system. Moreover, the proposed NHI (National Health Insurance) – intended to be
more or less the equivalent of Britain’s NHS (National Health Service) – is
still far from being a done deal.
Finding Your Own Solutions
many have expressed doubts that the NHI is a workable model for South Africa in
the current economic climate, with the current population demographics. Whatever
the case may prove to be, citizens need to find their own solutions for the
current public medical situation right now and for the near future and it is vital
that everyone who is able to obtain some type of medical cover does so, because
one don’t know what might occur, medically speaking.
Accidents and Medical Emergencies
medical emergencies, and events of all sorts can happen – and they do.
Unexpectedly, in-hospital procedures and treatment may be essential, thus it is
equally essential to have a hospital plan, at the very least.
times when immediate, expert attention is essential, but in a government-run medical
facility the patient may have to wait their turn if they don’t have some type
of private medical cover that includes a hospital plan that gives them access
to a private facility.
Hospital Plan vs. Cash Plan
join any type of medically related scheme, it is very important to understand
its terms, conditions, and exclusions. At various times, cash plans are
advertised in the media, indicating that they pay the policy holder a sum of
money for each day spent in hospital, after a certain number of days following
may be used for anything at all, not necessarily for medical expenses. However,
the costs of surgery, treatments, and medicines can easily run into hundreds of
thousands of Rands, far exceeding the limits of cash plans. A cash plan is not
an option that caters for expensive in-hospital medical intervention.
plan, offered by Medshield Medical Scheme, provides the patient with extensive
medical benefits when hospitalised. This cover forms the basis of all seven of
our medical scheme’s range of benefit options. Our option is called MediCore,
which provides unlimited in-hospital cover for major medical emergencies
through our Medshield Hospital Network.
is an excellent choice for those who are young and healthy, as well as those
who are able to manage their day-to-day medical needs independently.
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